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This is a VERY important topic, the fraud of bank "loans" and electronic "money" that is conjured out of nothing by bankers yet "paid back" via years of hard work. Werner and others says that bankers actually purchase promissory notes and owe the $$ to the "borrower". They also cause inflation when they make their fake/fraudulent "loans" for the purpose of financial transactions with no new value being created.

Here is more evidence and educational material:

Bank of England:

Money creation in the modern economy

By Michael McLeay, Amar Radia and Ryland Thomas of the Bank’s Monetary Analysis Directorate

"This article explains how the majority of money in the modern economy is created by commercial banks making loans. Money creation in practice differs from some popular misconceptions..."

https://www.bankofengland.co.uk/quarterly-bulletin/2014/q1/money-creation-in-the-modern-economy

Library of Parliament research publication:

How the Bank of Canada Creates Money Through its Asset Purchases

by Brett Stuckey, Penny Becklumb, Mathieu Frigon

Economics, Resources and International Affairs Division

"Money is created in the Canadian economy in two main ways: through private commercial bank loans..."

https://lop.parl.ca/sites/PublicWebsite/default/en_CA/ResearchPublications/201551E

Richard A. Werner explaining the fraud of bank "loans":

https://www.youtube.com/watch?v=EC0G7pY4wRE&t=1s

Short illustrated video for lay people.

How Do Banks Create Money? A Walk-Through of Richard Werner's Papers

https://www.youtube.com/watch?v=3N7oD5zrBnc

How Commercial Banks Really Create Money (the Money Multiplier is a MYTH)

https://www.youtube.com/watch?v=cDNSNX48Kmo

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Yes, absolutely agree Christine. Thanks for the information and links. Appreciated. I've also conducted extensive research into the financial system and banking fraud years ago and found prof. Werner's work absolutely incredible. I have a ton of content on the subject in my library, which more than doubled in size when I added content on the covid and virus isolation fraud to it! In any case I have been in bruising battles with the diabolical managers of banks and their even more evil legal representatives and was even accused by one of the latter of wanting to be like Jesus Christ!! When I challenged the banks legally on their heinous crimes I discovered that the judiciary protects these criminals. The judiciary aids and abets the criminal banksters! At that time I learned that banking was the greatest scam on Earth. And then they hit us with the Covid scam! Now I'm not sure which is greater! Guess it doesn't matter because they are both hugely destructive and deadly. Thanks again and all of the best.

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Bingo, the judiciary is complicit here too. They go "apeshit" if someone even hints that banks create money out of nothing, and they have a dismissive label (on par with "conspiracy theorist") for these people: Organized Psuedolegal Commercial Argument (OPCA) litigant. They handwave the issue away insisting "that's ridiculous". What a racket these monsters run. All the best to you Faiez!!

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Thanks Christine. Yes indeed. Monsters and racketeers. These criminals don't belong in society. They should be behind bars with their bankster buddies. But this only happens in a sane society of course, and not in a criminocracy.

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